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Posted: Sunday, February 24, 2013 2:03 PM




* Less-than-perfect credit?
* Little or no down payment?
* Been turned down before?
* Don't know where to start?


We have:
* 100% Finance programs even for
Less-than-perfect credit borrowers
* Rural Housing, FHA and VA programs
* Hundreds of loans with competitive rates to suit any situation
* Purchase or Refinance

All of our Loan Officers are certified to provide YOU with the answers to your problems.

AND our Loan Officers are certified to customize your loan program to fit your situation.

Call today for your FREE application!

Niche Loan Product List:
* 203K loans with unlimited amount of asset allocation for any home improvement or home addition project
* 1x close construction to perm
* Credit scores down to 530 (below 580 will be considered but very strict lending guidelines apply)
* Manufactured homes
* Debt ratios up to 56% (with DU Approve/Eligible)
* BK7 less than 2 years out (with documentable extenuating circumstances)
* BK13 1 day out (with 12 month on-time payment history)
* Jumbo loans up to 2013 extended county loan limits with no limitations beyond VA Eligibility
* Our investors will close and fund USDA loans all year--even when USDA inevitably runs out of
funding each year
* Unlimited seller assistance
* Loan amounts over sales price to cover closing costs (can finance up to the appraised value)
* Home Path (Fannie Mae REO's) with 97% financing for owner-occupied and 90% for investor and no
mortgage insurance or appraisals
* Home Path (Fannie Mae REO's) renovation loans
* Mortgage insurance options / lender-paid premiums, split premiums (the FHA comparison),
single-paid premiums, or monthly
* Up to 10 financed properties for investor purchases
Jumbo / Non-Conforming
* Jumbo Financing down to 660 credit scores
* Jumbo Financing with only 10% down and NO mortgage insurance
* Second mortgages (both fixed and HELOC's) up to 85% combined loan to value
Reverse Mortgages
* This unique loan product allows seniors to stay in their homes without ever having to worry about making another mortgage payment.

apply here:

Licensed by the PA Dept.of Banking

• Location: Baltimore, Frederick, Western Maryland

• Post ID: 6701772 baltimore is an interactive computer service that enables access by multiple users and should not be treated as the publisher or speaker of any information provided by another information content provider.