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Posted: Tuesday, March 28, 2017 5:03 PM

Job Description:/h3:
Job Title:
Mortgage Loan Officer
Department: Sales
Reports To: President, Alterra Home Loans
FLSA Status: Exempt (Not Hourly)
Summary
We are GROWING Alterra Home Loans is one of the fastest growing mortgage companies in the Nation. Privately owned by 100 minority stakeholders we are looking for team members to be a part of our family Are you an entrepreneur? Is growth on your mind?
Why Alterra you may ask, well...we dare you to compare
Alterra Home Loans vs. Other Companies
* People Matter Unique Culture vs. Corporate World Company Matters
* Local Processing vs. Centralized Process to Close Files
* Additional Unique Products vs. Standard Products
* Amazing Technology vs. Basic or No Technology
* Best Comp Plans for LOs and Managers vs. Reduced Comp Plan for LOs and Managers
* Loan Officers Come First vs. Management Comes First
* No Overlays vs. Overlays Conv and Gov Products
* App and Marketing Dollars vs. No Marketing Support
* Employee Programs/ Scholarships vs. No Employee Programs or Support
* Our Closing Avg 22 Days vs. Industry Avg Closing 36 Days
Finally A company where the loan officer comes first
The Loan Officers primary role is to source, qualify and originate mortgage loans for Alterra Home Loans. But here is what else you get to do:
Essential Duties and Responsibilities
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Develop and maintain relationships within the real estate community
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Monitor loan pipeline through Lenders Office
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Ensure compliance with all government and regulatory requirements
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Loan Officer shall determine his or her hours or work. You are not required to work any specific number of hours per week and what you do work is at your discretion
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Attend weekly sales meetings
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Take information from the prospective borrower and complete the loan application form
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Analyze the prospective borrowers income and debt and pre x2010;qualify the prospective borrower to determine the maximum mortgage amount that the prospective borrower can afford
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Educate the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available and demonstrating how closing costs and monthly payments could vary under each product
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Maintain regular contact with the borrower, realtors and the Company between the time of the application and closing to apprise them of the status of the application and gather any addition information
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Collect financial information (tax returns, bank statements) and other related documents that are part of the application process
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Order in file credit report, when required by the Company
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Determine whether the property is located in a flood area, where required by the Company
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Attend the closing of the mortgage loan, if requested by the company
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Under no circumstances shall the Loan Officer by compensated greater than the amount negotiated in the Loan Officer Compensation Agreement

Disclaimer: Job description is not a complete list of duties. The Loan Officer may and/or will be required to perform other functions as asked by management. The Loan Officer must be self x2010;sufficient and show the initiative to self x2010;educate industry product and program guidelines.
Supervisory Responsibilities
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This position has no supervisory responsibilities...yet. However, we are growing exponentially moving up may be in your very near future
Enough about us, lets talk about you:
Qualifications
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Two (2) years prior mortgage or mortgage banking experience
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Ability to deliver effective results and to meet deadlines
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History of exceeding sales goals
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Reliable transportation, valid drivers license and current automotive insurance
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Sound judgment and decision making skills
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Ability to work under pressure and meet deadlines with minimal supervision
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Excellent phone and service skills
Required Education and Experience
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Must h

Source: https://www.tiptopjob.com/jobs/65389114_job.asp?source=backpage


• Location: Baltimore

• Post ID: 20451263 baltimore
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